As the year draws to a close, it’s crucial to take a moment to consider your dental health, especially when it comes to utilizing your dental insurance benefits. Many Coral Springs residents are not aware that their dental insurance benefits reset at the end of each year. This means any unused benefits will not roll over to the next year. Dr. Keith Schwartz of Keith L. Schwartz DMD & Associates is here to remind you to make the most of your insurance to maintain your oral health and save money.
Understanding Your Dental Insurance Benefits:
Dental insurance typically covers a range of preventive and restorative treatments. Most plans operate on a calendar year, starting in January and ending in December, with benefits expiring at year’s end. Commonly covered services include:
1. Routine cleanings and exams:
Most dental plans cover two cleanings and exams per year at 100%.
2. Dental X-rays:
Necessary for diagnosing conditions not visible during a regular dental exam.
3. Fillings, crowns, and bridges:
Often covered partially, these services address common dental issues such as cavities and missing teeth.
4. Orthodontics:
Some insurance plans provide coverage for orthodontic treatments, including braces and Invisalign.
Why Use Your Benefits Now?
1. Preventive Care:
Regular check-ups can prevent complex dental issues down the line. By using your benefits for routine visits, you’re investing in preventative care that can save on more expensive treatments later.
2. Maximize Your Investment:
If you’ve paid premiums all year, not using your benefits is like leaving money on the table. Take full advantage of the services you’ve already paid for.
3. Year-End Procedures:
If you’ve met your deductible but haven’t reached your annual maximum, consider scheduling treatments before the year resets. This strategy is particularly wise for more extensive procedures, allowing you to utilize maximum benefits.
How to Make the Most of Your Benefits:
1. Schedule an Appointment Now:
December is one of the busiest months for dental practices. To ensure you get an appointment, call Keith L. Schwartz DMD & Associates as soon as possible.
2. Review Your Plan:
Understand what your dental insurance covers and discuss your remaining benefits with our office staff. They can help you plan necessary treatments before the year ends.
3. Consider Necessary Treatments:
If you’ve been postponing dental work, now is the time to act. Not only will you use your benefits, but you’ll also take care of your dental health.
Contact Keith L. Schwartz DMD & Associates today!
Keith L. Schwartz DMD & Associates serves patients in Coral Springs and the surrounding areas, offering a full range of dental services that maximize your insurance benefits. Our friendly and knowledgeable staff can assist you in understanding and utilizing your benefits effectively, ensuring you receive the care you need without unnecessary out-of-pocket expenses.
Don’t let your 2024 dental insurance benefits go to waste! Contact Keith L. Schwartz DMD & Associates today to schedule your end-of-year dental treatments. Whether it’s a routine check-up, a necessary procedure, or an elective treatment, we are here to help you get the most out of your dental insurance while ensuring your smile stays bright and healthy.
